Top Swiggy Cashback Hacks You Didn’t Know About (2025 Guide)
Online food delivery has become a daily routine in India. Whether it’s a late-night biryani craving or your favorite pizza, apps like Swiggy make it possible in just a few clicks. But what most people don’t know is that there are hidden Swiggy cashback hacks that can save a lot of money every month.
In this detailed guide, we’ll reveal the best Swiggy cashback offers, coupon codes, and wallet tricks to help you maximize savings in 2025.
🔥 What is Swiggy Cashback?
Swiggy cashback is a reward where a percentage of your order amount is credited back to your wallet, UPI app, or as Swiggy credits. Unlike coupons, cashback is not an instant discount—it comes after you complete the purchase.
✅ Example: You order food worth ₹500. With a Swiggy cashback offer, you get ₹100 credited back into your Paytm or Amazon Pay wallet. Your final cost = ₹400.
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💳 1. Swiggy Cashback Offers with Banks & Credit Cards (2025)
Swiggy partners with leading banks to provide hidden cashback deals.
- HDFC Bank Cards – Flat 10% cashback on weekend food orders.
- ICICI Amazon Pay Card – Upto 15% cashback on Swiggy orders.
- SBI SimplyCLICK Card – Special Swiggy coupon codes every month + cashback.
👉 Pro Tip: Always check your bank’s mobile app for latest Swiggy coupon codes and cashback offers.
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📱 2. UPI Wallet Hacks: Paytm, PhonePe & Amazon Pay
Swiggy ties up with UPI wallets to give extra rewards.
- PhonePe – Flat ₹50 cashback on first Swiggy order every month.
- Amazon Pay – Scratch cards with ₹10–₹200 cashback on food orders.
- Paytm Wallet – Cashback up to ₹100 on weekend orders.
👉 Hack: Rotate payment wallets each month to claim maximum food delivery cashback in India.
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🎟 3. Stack Coupons + Cashback Together
Most users miss out on this trick. You can apply Swiggy coupon codes AND still earn cashback.
- Use promo codes like WELCOME50, TRYNEW, SWIGGYIT.
- Pay with cashback-enabled wallet (Amazon Pay/Paytm).
- Result = Instant discount + wallet cashback.
✅ Example: ₹500 order → Coupon discount ₹100 → Wallet cashback ₹50 → Final cost = ₹350.
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🚀 4. Swiggy One Membership Cashback Benefits
Swiggy One is a paid membership that unlocks hidden savings.
- Free delivery on food & Instamart.
- Exclusive Swiggy cashback offers during festive sales.
- Cashback on partner services like Dineout.
👉 If you order 5+ times a month, Swiggy One gives maximum value.
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💰 5. Use FreeMalaMaal for Extra Cashback
Here’s a secret most people don’t know: You can get extra cashback using platforms like FreeMalaMaal.
- Visit Swiggy via FreeMalaMaal.
- Place your order normally.
- Earn additional cashback in your FreeMalaMaal account.
This means you earn double rewards – Swiggy discount + FreeMalaMaal cashback.
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🎉 6. Festival & Flash Sale Cashback Deals
Swiggy runs hidden cashback offers during festivals:
- Diwali & Holi – 20–30% cashback on selected wallets.
- New Year & Valentine’s Day – Flat cashback on food combos.
- Flash Sales – Midnight snacks for ₹1 + wallet rewards.
👉 Pro Tip: Turn on Swiggy notifications so you never miss these Swiggy cashback hacks.
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👥 7. Referral Cashback – Earn While Sharing
Swiggy’s referral program is another great way to save:
- Invite a friend → When they order, both get cashback credits.
- Some campaigns give ₹125 cashback per referral.
👉 Share referral links on WhatsApp groups to earn regularly.
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🛒 8. Instamart Cashback & Subscriptions
Apart from food, Swiggy cashback applies to grocery orders too.
- Swiggy Instamart → Upto ₹50 cashback per order.
- Swiggy Meal Plans → Cashback with ICICI/Paytm wallets.
👉 Tip: Use FreeMalaMaal links for stacked cashback on Swiggy Instamart.
📊 Savings Example
Order value: ₹1000
- Swiggy coupon: -₹200
- Pay via Amazon Pay: -₹50 cashback
- FreeMalaMaal cashback: -₹100
👉 Final savings = ₹350 (35% off)
❓ FAQs on Swiggy Cashback Hacks
Q1. Can I use Swiggy coupon codes and cashback together?
✅ Yes, stack them for double savings.
Q2. How long does Swiggy cashback take?
✅ Wallet cashback = instant, bank cashback = 1–3 days.
Q3. Does Swiggy One membership include cashback?
✅ Yes, members get hidden cashback deals.
Q4. Can FreeMalaMaal cashback combine with Swiggy offers?
✅ Absolutely. You get triple savings with coupons + wallet + FreeMalaMaal.
Final Thoughts
Swiggy is India’s most popular food delivery app, but the smartest users never pay full price. By using these Swiggy cashback hacks, you can save 30–40% every month on food orders.
- Use bank + wallet cashback offers
- Apply Swiggy coupon codes
- Stack with FreeMalaMaal cashback
👉 The result? Maximum savings and delicious food at the lowest cost.
So next time you’re hungry, don’t just order—order smart with cashback!
